There is a huge need for mortgage assistance amidst a growing population of homeowners in financial hardship. This need has not been over looked.
There are many government mortgage assistance programs and these efforts only seem to be growing in both number and level of effectiveness.
Below you will find a list of homeowner assistance programs developed to provide homeowners the opportunity to obtain beneficial debt help that enables them to make home affordable.
Home Affordable Mortgage Program List
Home Affordable Refinance
This is the Obama refinance program that allows homeowners to refinance their current mortgage to a home loan with a more favorable and affordable monthly payment
FHA Short Refinance
Allows underwater homeowners to reduce their principle by at least 10% by refinancing.
Second Mortgage Modification
Gives lenders incentives to eliminate second lien mortgage debt.
Home Affordable Modification
This is the Obama loan modification program that allows homeowners in financial hardship to lower their monthly mortgage payment by restructuring the payment terms of their home loan and thus make home affordable. This program allows homeowners to stop foreclosure and overcome mortgage default.
Unemployment Assistance and Modification Program
This government mortgage assistance program allows homeowners who are unemployed to obtain mortgage relief via forbearance and than modification
Obama Foreclosure Alternatives
Provides homeowners who have long term financial hardships that prevent them from being able to keep their home the opportunity to stop foreclosure and walk away with no mortgage debt. Foreclosure alternatives such as a deed in lieu of foreclosure or a short sale are utilized to help these homeowners. Participants are also granted up to 3,000 dollars of foreclosure relocation assistance through the Obama cash for keys program.
Hardest Hit Fund
This program provides billions of dollars to the local housing authorities of states that have been hit the hardest by financial hardship caused by the turmoils of the down economy.
Showing posts with label obama. Show all posts
Showing posts with label obama. Show all posts
Thursday, January 27, 2011
Wednesday, December 1, 2010
US Unemployment Checks - Two Million Say Good Bye
Today two million unemployed Americans say goodbye to their unemployment checks.
I have never been good at saying goodbye. For the purposes of this post that really does not matter.
I have never received unemployment benefits. So I will not be one of the two million US citizens who will have to say goodbye to their unemployment checks today.
These folks have been collecting free money from the US Government for at least 99 weeks. That is about two years for all you math gurus.
Many democrats are disappointed. They wanted to extend unemployment further. They felt that we should keep on paying folks who have been out of work for two years.
hmmmm...
Personally I think that logic is nuts. I think two years is nuts. I think our policy makers must be ignorant to the fact that a HUGE portion of the folks who collect unemployment are milking the system for a free ride. I know I was clueless until about 4 or 5 years ago when I I was of the age and maturity to have friends and acquaintances who were unemployed.
I must confess that I do not know a whole lot of folks who make less than 40,000 especially if you don't include those whom are students.
Just the same I have estimated that I know of about 8-12 people on unemployment. Nine of those folks (in my humble opinion) are working the system over. They are not working because they are getting paid not to work. Many of them would look at you stupid if you asked why they don't want to go get a job while they are collecting unemployment. Maybe they are right.
Life is all about incentive and very little else if anything else.
So why is it that someone whom collects a pay check whether they clock in for 8 hours doing something they would most likely rather not do or if they do as they would if on an extended weekend.
I am not sure one can argue with that logic.
There is pride... but that is "hit" once your on unemployment, so why not milk it.
There is principle... but those folks never apply for unemployment.
Frankly, I think anything over two or three months of "free money" is plenty. Sure maybe in many situations those folks should still get some sort of aid from their government. But the shape and form of that assistance should not be a blind check week after week.
If nothing else we should at least put them to work and get some kind of value for the tax payers buck.
I would not be surprised if some of you are growling as you read this post. but let's just take a second and step back.
Every week 2,000,000 checks go out. These checks are going to folks who under normal conditions would have been dropped from unemployment due to the normal expiration of a citizens right to unemployment. However we extended them. So these people whom have already maxed out the system were given an additional 100 pay checks. The working man paid for an additional two million salaries every week for two years. Don't forget these are just the folks whom were extended the extra 99 week duration. By this I am implying that there are way more then two million collecting unemployment.
Given the above considerations, if we do the math at just a 100 dollars a week then we come up with about 20 billion dollars. That is about the amount that all online advertisers spend over 3 to 5 months total. That accounts for at least a decade of porn revenue. Now our figure we just calculated is wrong. People get more then 100 a week.
I don't want to take part in a more realistic calculation. It is to scary.
So... as I stated earlier, two million unemployed Americans will have to say good bye to their unemployment checks.
GOOD!
How much you want to bet we see a spike in employment numbers with in 25 - 35 days.
I am calling it.
I have never been good at saying goodbye. For the purposes of this post that really does not matter.
I have never received unemployment benefits. So I will not be one of the two million US citizens who will have to say goodbye to their unemployment checks today.
These folks have been collecting free money from the US Government for at least 99 weeks. That is about two years for all you math gurus.
Many democrats are disappointed. They wanted to extend unemployment further. They felt that we should keep on paying folks who have been out of work for two years.
hmmmm...
Personally I think that logic is nuts. I think two years is nuts. I think our policy makers must be ignorant to the fact that a HUGE portion of the folks who collect unemployment are milking the system for a free ride. I know I was clueless until about 4 or 5 years ago when I I was of the age and maturity to have friends and acquaintances who were unemployed.
I must confess that I do not know a whole lot of folks who make less than 40,000 especially if you don't include those whom are students.
Just the same I have estimated that I know of about 8-12 people on unemployment. Nine of those folks (in my humble opinion) are working the system over. They are not working because they are getting paid not to work. Many of them would look at you stupid if you asked why they don't want to go get a job while they are collecting unemployment. Maybe they are right.
Life is all about incentive and very little else if anything else.
So why is it that someone whom collects a pay check whether they clock in for 8 hours doing something they would most likely rather not do or if they do as they would if on an extended weekend.
I am not sure one can argue with that logic.
There is pride... but that is "hit" once your on unemployment, so why not milk it.
There is principle... but those folks never apply for unemployment.
Frankly, I think anything over two or three months of "free money" is plenty. Sure maybe in many situations those folks should still get some sort of aid from their government. But the shape and form of that assistance should not be a blind check week after week.
If nothing else we should at least put them to work and get some kind of value for the tax payers buck.
I would not be surprised if some of you are growling as you read this post. but let's just take a second and step back.
Every week 2,000,000 checks go out. These checks are going to folks who under normal conditions would have been dropped from unemployment due to the normal expiration of a citizens right to unemployment. However we extended them. So these people whom have already maxed out the system were given an additional 100 pay checks. The working man paid for an additional two million salaries every week for two years. Don't forget these are just the folks whom were extended the extra 99 week duration. By this I am implying that there are way more then two million collecting unemployment.
Given the above considerations, if we do the math at just a 100 dollars a week then we come up with about 20 billion dollars. That is about the amount that all online advertisers spend over 3 to 5 months total. That accounts for at least a decade of porn revenue. Now our figure we just calculated is wrong. People get more then 100 a week.
I don't want to take part in a more realistic calculation. It is to scary.
So... as I stated earlier, two million unemployed Americans will have to say good bye to their unemployment checks.
GOOD!
How much you want to bet we see a spike in employment numbers with in 25 - 35 days.
I am calling it.
Tuesday, November 30, 2010
Obama Suggests Two Year Pay Freeze for Federal Employees
Obama has proposed an idea to aid in America's effort to cut back on spending and to try and tackle this enormous budget deficit.
Obama has suggested a two year pay freeze for all civilian federal employees or civil servants.
I want to be clear to communicate that the pay freeze will not effect the military. So if you are in the armed forces and are expecting a raise, or something of the like, than you can rest assured this fiscal action will not effect you.
Also, because many of my readers are not financial gurus. I want to make clear that a pay freeze does not mean these federal employees will not be paid for the next two years. This simply means that they will not get a raise.
The proposed plan will cut the deficit by almost 30 billion dollars over the next five years.
The average salary for a civil servant that deposits a federal pay check on a regular basis makes around $125,000 dollars. This is about twice the salary of the average American.
I am personally OK with this measure as I don't really think the government needs to be increasing salaries. This move seems obvious. Kinda like eliminating the Bush Tax Cuts.
Republicans seem receptive to this idea from Obama.
I recently posted on the Bush tax cuts and the conflict thriving amidst it's looming expiration. I have something to add...
I was going to put it right here but I think I will go ahead and just create a new post for it.
Find the new post on some of my additional thoughts on the Bush Tax Cuts and Republican Shame.
Obama has suggested a two year pay freeze for all civilian federal employees or civil servants.
I want to be clear to communicate that the pay freeze will not effect the military. So if you are in the armed forces and are expecting a raise, or something of the like, than you can rest assured this fiscal action will not effect you.
Also, because many of my readers are not financial gurus. I want to make clear that a pay freeze does not mean these federal employees will not be paid for the next two years. This simply means that they will not get a raise.
The proposed plan will cut the deficit by almost 30 billion dollars over the next five years.
The average salary for a civil servant that deposits a federal pay check on a regular basis makes around $125,000 dollars. This is about twice the salary of the average American.
I am personally OK with this measure as I don't really think the government needs to be increasing salaries. This move seems obvious. Kinda like eliminating the Bush Tax Cuts.
Republicans seem receptive to this idea from Obama.
I recently posted on the Bush tax cuts and the conflict thriving amidst it's looming expiration. I have something to add...
I was going to put it right here but I think I will go ahead and just create a new post for it.
Find the new post on some of my additional thoughts on the Bush Tax Cuts and Republican Shame.
Friday, November 26, 2010
Looking Back at Cash For Clunkers - Obama Plan
August 2009
Cash for Clunker - Obama Stimulus Program
The phrase "Cash For Clunkers" has been all over the media as of late and for good reason. Cash For Clunkers is thus far the most successful economic stimulus program, this notion is impressive by any measure but is even more impressive when you take in the fact that it makes up less then 1% of the stimulus budget. Not to mention that this figure was increased three fold from the original 1 billion dollar budget to 3 billion which was passed by congress due to the overwhelming success.
What is the Cash For Clunkers Program?
The Cash For Clunkers Program is a Consumer spending and automotive industry stimulus program that awards consumers with a substantial rebate in the amount of 3,500-4,500 dollars for meeting the following:
The consumer must trade in a "clunker" which is a term to describe a older automobile that gets poor gas mileage. Clunkers get 18 or less miles to the gallon.
The consumer must then purchase a new car that is fuel efficient and at least 4 miles to the gallon more efficient then the clunker traded in. The Incentive or amount of the rebate awarded is much higher for a car that is 10 miles to the gallon more efficient then the clunker traded in.
As mentioned in the beginning of this article the Cash For Clunkers Program performed much better then expected which was the catalyst behind congress's decision to triple the budget. Taking a look at the financial numbers describing the economic activity makes the popularity of the Obama stimulus program quite evident.
Resulting Economic Activity of the Cash For Clunkers Program
Economic Activity surged and more importantly then how much is where. Consumer spending as well as the automobile sales were two of the most troubled aspects of the recession and these were the beneficiaries of Obama's Cash For Clunkers Program.
Consumer Value
The Cash For Clunkers Program allowed the consumer participants to obtain substantial value per dollar.
Environmental Implications
This program will obviously help the environment because of the programs focus on fuel efficiency.
Gas Prices
The cost of fuel or gas will inherit downward pressure because of the quarter million clunkers that have been taken off the road and replaced with a more fuel efficient counter part.
Jobs and employment
This program will obviously help improve the employment numbers given the increased consumer spending.
Credit and Lending Activity
These new automobile purchases gave an upward push to lending activity, as consumers took on secured debt to finance these purchases.
Cash for Clunker - Obama Stimulus Program
The phrase "Cash For Clunkers" has been all over the media as of late and for good reason. Cash For Clunkers is thus far the most successful economic stimulus program, this notion is impressive by any measure but is even more impressive when you take in the fact that it makes up less then 1% of the stimulus budget. Not to mention that this figure was increased three fold from the original 1 billion dollar budget to 3 billion which was passed by congress due to the overwhelming success.
What is the Cash For Clunkers Program?
The Cash For Clunkers Program is a Consumer spending and automotive industry stimulus program that awards consumers with a substantial rebate in the amount of 3,500-4,500 dollars for meeting the following:
The consumer must trade in a "clunker" which is a term to describe a older automobile that gets poor gas mileage. Clunkers get 18 or less miles to the gallon.
The consumer must then purchase a new car that is fuel efficient and at least 4 miles to the gallon more efficient then the clunker traded in. The Incentive or amount of the rebate awarded is much higher for a car that is 10 miles to the gallon more efficient then the clunker traded in.
- 3500 dollars is awarded for a four mile improvement.
- 4500 dollars is awarded for a 10 mile improvement.
As mentioned in the beginning of this article the Cash For Clunkers Program performed much better then expected which was the catalyst behind congress's decision to triple the budget. Taking a look at the financial numbers describing the economic activity makes the popularity of the Obama stimulus program quite evident.
Resulting Economic Activity of the Cash For Clunkers Program
- Approximately 700,000 - 750,000 Transactions or new car purchases
- Approximately 20 billion dollars in sales
Economic Activity surged and more importantly then how much is where. Consumer spending as well as the automobile sales were two of the most troubled aspects of the recession and these were the beneficiaries of Obama's Cash For Clunkers Program.
Consumer Value
The Cash For Clunkers Program allowed the consumer participants to obtain substantial value per dollar.
Environmental Implications
This program will obviously help the environment because of the programs focus on fuel efficiency.
Gas Prices
The cost of fuel or gas will inherit downward pressure because of the quarter million clunkers that have been taken off the road and replaced with a more fuel efficient counter part.
Jobs and employment
This program will obviously help improve the employment numbers given the increased consumer spending.
Credit and Lending Activity
These new automobile purchases gave an upward push to lending activity, as consumers took on secured debt to finance these purchases.
Friday, August 27, 2010
US Economic Growth... Well Kinda
The United States economy is at a fork in the road. Which way and where it will go? Nobody really knows, even if they don't tell you so.
The finance blogs and finance bloggers of the world have been speaking of a dooms day looming in the not so distant future of the American economy. The really scary part is that they all have strong arguments.
There is a large supply of worry, and perhaps even a larger supply of reasons to be worried about.
In researching the current state of the American economy I had a few moments to think about what would be a good investment.
I asked myself; where should one put their hard earned money?
The Answer will shock you...
I think the most appropriate way to hedge ones portfolio at this point is to invest your time in a garden.
See the thing about this whole situation is that we as a country have messed with things like stimulus, bail outs, zero interest rates, new legislation, more regulations. and the like so much that there is little else to throw at the next unknown problem.
If things go bad again... It won't be because there is a shortage of money. No, It will be because there is no money of any standard or clearly determined value. Our economy will shift back over to the bartering system.
I am just not sure that are economic wheels can take another pot hole, recession, depression, or whatever.
We are already driving this thing with a spare tire (and on "E" thanks to BP).
The way i see it the US is still on track to a recovery, our economy is still growing, the illusion of money is still alive and well. However, there is just not a whole lot of great looking tricks to patch a tire if we catch another flat.
We can hold this thing together as long as everything runs smoothly, or if destiny blesses us with just a bit of luck we should all be just fine and dandy.
I fear that any sort of bad luck in the near future could really F**k us.
But then again what do I know?
Let's get to the latest numbers that everyone is talking about...
GDP and Economic Growth
Over the last quarter the economy has grown at a rate of 1.6% which doesn't really sound all that bad to me. However original guidance predicted 2.4% which means that estimate fell by about 33%. On the brighter side analyst on wall street were expecting 1.3% so in that respect we are up 20%. I think that the fact that we are growing at all is either a miracle or a damn lie.
Over the last four quarters GDP has averaged 2.9%, The Experts on the matter say that unemployment will only get worst unless we have a GDP growth rate of 3%.
US Consumers
The US Consumer has actually been spending more on everything except for housing. Not to long ago I posted that the housing market was stabilizing but apparently I am a big fat liar.
Housing Numbers
From the home sale numbers that have been released I estimate that at the very most in the month of July only 23,000 homes were bought and sold. This is less then an avg of 500 per state though trust me when I say that state home sale numbers differ tremendously. That does not say much for the previously posted story on the housing stability theory.
In fact you have to go back half a century or so to find home sale numbers that low!
The home sale numbers have droped 33% year over year and they were not doing so well last year as you already know unless you have a world of warcraft account.
On top of that the Make Home Affordable Plan, Obama's mortgage assistance programs, has had fewer and fewer loan modification workouts come through HAMP, the modification program. The Obama modification plan, or more accurately HAMP has been a tremendous success by any comparative measure. But just the same, as of late, the HAMP performance has been a bit sluggish.
However the Obama Plan made an additional Hardest Hit Fund Payment to an additional five states that were hardest hit by the financial crisis.
I believe the foreclosure prevention assistance payout through the Hardest Hit Fund was 600 million dollars. Combining that with the original 1.5 billion dollars that stimulus total adds up to 2.1 billion dollars.
I think Obama is doing an amazing job overall on this side of things. Obama's housing and financial stability efforts have been tremendous.
The US Job Market
The private market is actually still producing new jobs. In July we had 71,000 new private sector work force additions. However the US economy as a whole shed a total of approximately 130,000 jobs.
These job losses were in large part due to the temporary census jobs that have come to an end. In July this number was around 145,000 jobs terminated. In June 225,000 jobs were lost. That is a total of 370,000 paychecks that are no longer going to be spent every other Friday... That is just no good.
But let us not get to hung up on that large and very scary number. The good news is that the private market is hiring and not firing. This is a blessing and a glimmer of hope for homeowners.
 |
| How to Hedge a Failing US Economy |
There is a large supply of worry, and perhaps even a larger supply of reasons to be worried about.
In researching the current state of the American economy I had a few moments to think about what would be a good investment.
I asked myself; where should one put their hard earned money?
The Answer will shock you...
I think the most appropriate way to hedge ones portfolio at this point is to invest your time in a garden.
See the thing about this whole situation is that we as a country have messed with things like stimulus, bail outs, zero interest rates, new legislation, more regulations. and the like so much that there is little else to throw at the next unknown problem.
If things go bad again... It won't be because there is a shortage of money. No, It will be because there is no money of any standard or clearly determined value. Our economy will shift back over to the bartering system.
I am just not sure that are economic wheels can take another pot hole, recession, depression, or whatever.
We are already driving this thing with a spare tire (and on "E" thanks to BP).
The way i see it the US is still on track to a recovery, our economy is still growing, the illusion of money is still alive and well. However, there is just not a whole lot of great looking tricks to patch a tire if we catch another flat.
We can hold this thing together as long as everything runs smoothly, or if destiny blesses us with just a bit of luck we should all be just fine and dandy.
I fear that any sort of bad luck in the near future could really F**k us.
But then again what do I know?
Let's get to the latest numbers that everyone is talking about...
GDP and Economic Growth
 |
| Where is The US Economy Going? |
Over the last four quarters GDP has averaged 2.9%, The Experts on the matter say that unemployment will only get worst unless we have a GDP growth rate of 3%.
US Consumers
The US Consumer has actually been spending more on everything except for housing. Not to long ago I posted that the housing market was stabilizing but apparently I am a big fat liar.
Housing Numbers
 |
| Consumers are Spending - But Not on Housing |
In fact you have to go back half a century or so to find home sale numbers that low!
The home sale numbers have droped 33% year over year and they were not doing so well last year as you already know unless you have a world of warcraft account.
On top of that the Make Home Affordable Plan, Obama's mortgage assistance programs, has had fewer and fewer loan modification workouts come through HAMP, the modification program. The Obama modification plan, or more accurately HAMP has been a tremendous success by any comparative measure. But just the same, as of late, the HAMP performance has been a bit sluggish.
However the Obama Plan made an additional Hardest Hit Fund Payment to an additional five states that were hardest hit by the financial crisis.
I believe the foreclosure prevention assistance payout through the Hardest Hit Fund was 600 million dollars. Combining that with the original 1.5 billion dollars that stimulus total adds up to 2.1 billion dollars.
I think Obama is doing an amazing job overall on this side of things. Obama's housing and financial stability efforts have been tremendous.
The US Job Market
The private market is actually still producing new jobs. In July we had 71,000 new private sector work force additions. However the US economy as a whole shed a total of approximately 130,000 jobs.
These job losses were in large part due to the temporary census jobs that have come to an end. In July this number was around 145,000 jobs terminated. In June 225,000 jobs were lost. That is a total of 370,000 paychecks that are no longer going to be spent every other Friday... That is just no good.
But let us not get to hung up on that large and very scary number. The good news is that the private market is hiring and not firing. This is a blessing and a glimmer of hope for homeowners.
Wednesday, July 28, 2010
HAMP Modifications Are Drying Up - Uh Oh?
I was reading over an article I saw on a proclaimed debt help resource for homeowners.
The article was on the stats and numbers pertaining to the HAMP modification performance to date.
I expected to see good numbers as I have been hearing good things amidst the never ending slue of finance blog posts that I read on the housing market.
At first I really did see some promising numbers. There was a few highlights to warm you up stating how much money everyone was saving through these modifications through Obamas homeowner help program.
Then the first data table looked pretty swell as well. At first but as I followed the dates down from May of last year to the turn of the decade and then the numbers just started to crawl.
The next data table was even worst in fact it was a bit horrifying. It was just month to month growth rates for the cumulative modifications and net new monthly modifications... it was bad. I almost want to believe those guys made the whole thing up... but he didn't.
I think the future is becoming bleaker suddenly and no one knows it yet.
I hope we are not as screwed as those damn data tables make me think we are.
At one point I thought maybe that the population of eligible homeowners was simply exhausted. This is not so. The Make Home Affordable Outreach effort are only increasing in intensity. More and more homeowners are being urged to check the basic qualifications of Obama's modification assistance program and to apply if eligible.
The article was on the stats and numbers pertaining to the HAMP modification performance to date.I expected to see good numbers as I have been hearing good things amidst the never ending slue of finance blog posts that I read on the housing market.
At first I really did see some promising numbers. There was a few highlights to warm you up stating how much money everyone was saving through these modifications through Obamas homeowner help program.
Then the first data table looked pretty swell as well. At first but as I followed the dates down from May of last year to the turn of the decade and then the numbers just started to crawl.
The next data table was even worst in fact it was a bit horrifying. It was just month to month growth rates for the cumulative modifications and net new monthly modifications... it was bad. I almost want to believe those guys made the whole thing up... but he didn't.
I think the future is becoming bleaker suddenly and no one knows it yet.
I hope we are not as screwed as those damn data tables make me think we are.
At one point I thought maybe that the population of eligible homeowners was simply exhausted. This is not so. The Make Home Affordable Outreach effort are only increasing in intensity. More and more homeowners are being urged to check the basic qualifications of Obama's modification assistance program and to apply if eligible.
Monday, July 26, 2010
Stabilizing The Housing Market – How America Did It
The mortgage loan and housing crisis created tremendous economic anxiety and directed the American economy towards a black hole of financial hardship.
Though the US economy is not out of the recession or perhaps depression, things have appeared to settle down a bit.
It looks as if the housing market may be stabilizing. This sis a article exploring the steps and actions that were taken to stabilize the US housing market.
All of these actions taken by our collective American government has really helped stabilize the US housing market.
It looks as if the housing market may be stabilizing. This sis a article exploring the steps and actions that were taken to stabilize the US housing market.
Key Actions of Housing Recovery
- The FHA's Efforts and Powerful Initiative
- Their efforts to spend capital on mortgage assets and securities when private capital was no where to be found.
- Political backing of their efforts to reform the financial markets and particularly the practices and operations involving debt and risk management.
- Obama’s Making Home Affordable Plan
- HAMP Modifications have helped 1.2 million homeowners obtain a loan modification
- HARP Refinance
- Lender Incentives
- Freddie Mae as acting agent for the MHA-C or the compliance assurance operations
- The Plans overall flexibility and agility to structure and restructure programs as they are needed.
- The Marketing and Advertising – aka the out reach efforts of the Making Home Affordable Plan
- The Hardest Hit Fund – Foreclosure Relief
- Home Buyer Tax Credit
- The home buyer tax credit added a great incentive for first time home buyers.
- The Nearly 25 Billion Dollars Given to US Housing Agencies
- US Housing Agencies were able to keep lending while other private lenders were saddle bagging cash out of fear and financial panic.
- 1.4 Trillion dollars of Purchases by the FED and Treasury to Keep Credit Markets from Choking
- Thank God. We would be Russian otherwise.
- Financial Support for Fannie and Freddie
All of these actions taken by our collective American government has really helped stabilize the US housing market.
Sunday, July 18, 2010
Sex Sells - Republicans Reverting to What Works - Watch Out Palin - Nikki Haley is Turning Heads
Republicans Sporting Old Fashioned Sex Appeal
Sarah Palin is an icon to many, and a bloggers wet dream.
She has stars and stripes in all the right places.
The idea of Sarah Palin having anything to do with the type of decision making, authority, or fiscal responsibility that comes with the oval office is scary.
But just the same, I think the republicans are on to something with this new trend of campaigning with a few good looking policy makers.
There are now two of these brunettes running loose amidst the political right.
Introducing Nikki Haley
But I don't really care about the endorsement, I care about the ratings that this new one could represent for politics as a whole. Perhaps this political publicity boost is what America needs.
Perhaps this is what the people need to start looking, to start caring, and to finally give a damn.
True, there may be some danger in just looking for a pretty face. Maybe sticking her in a skimpy outfit and placing her on a vanity fair cover for all the boys and girls to see is arguably inappropriate.
I guess what we all have to ask ourselves is what the hell this new gal is all about?
Does she have a real agenda?
Can this one actually be a politician?
Will she shorten her life from stressing over what is wrong with this country?
Will she step in political harms way to address issues that are going to make a difference like President Obama has as a democrat?
I hope so.
We all need to pay attention and care about the issues that are country has to deal with. If not our country may diminish into the bunch of commission breathing, interest serving, numskulls that we truly are.
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Saturday, August 1, 2009
Ben Bernanke to serve another term as the Chairmen of the Federal Reserve
August 2009
President Obama interrupted his vacation this late August to publicly announce that he is appointing Ben Bernanke to serve another term as the Chairmen of the Federal Reserve.
Obama did not shy from elaborating on his reasoning or feeling towards Ben Bernanke's work, He had more then enough praise for the current and future Chairmen of the Federal Reserve to hold a few press conferences. Obama was sure to lay claim to the fact that it was bernanke's extraordinary effort, quick and innovative thinking and problem solving that prevented the American Economy from spiraling down into a second great depression.
Congratulations to Ben Bernanke on his appointment to serve a second term as the Chairmen of the Federal Reserve. Let us all support his efforts to steer us back on the road to financial prosperity and away from that horrible world of foreclosure and mortgage default.
President Obama interrupted his vacation this late August to publicly announce that he is appointing Ben Bernanke to serve another term as the Chairmen of the Federal Reserve.
Obama did not shy from elaborating on his reasoning or feeling towards Ben Bernanke's work, He had more then enough praise for the current and future Chairmen of the Federal Reserve to hold a few press conferences. Obama was sure to lay claim to the fact that it was bernanke's extraordinary effort, quick and innovative thinking and problem solving that prevented the American Economy from spiraling down into a second great depression.
Congratulations to Ben Bernanke on his appointment to serve a second term as the Chairmen of the Federal Reserve. Let us all support his efforts to steer us back on the road to financial prosperity and away from that horrible world of foreclosure and mortgage default.
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